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https://www.youtube.com/embed/TjGT1s0WllQ https://img.youtube.com/vi/TjGT1s0WllQ/hqdefault.jpg 本次節目邀請財務專家郝旭烈，探討為何「越省越窮／越投資越賠錢」的現象、財商思維的核心，以及退休與財富自由應如何理解與準備，同時分享創業失敗常見原因與改善方向。 一、財務管理的三張表與資源邏輯（核心概念） https://ham.tw/3660/ 2025-10-03T04:30:33+00:00 weekly 0.8 https://ham.tw/wp-content/uploads/2025/10/image-12.jpg https://ham.tw/wp-content/uploads/2025/10/abcdhe-5.jpg office rental https://ham.tw/3656/ 2025-10-03T04:09:41+00:00 weekly 0.8 https://ham.tw/wp-content/uploads/2025/10/image-10.jpg https://ham.tw/wp-content/uploads/2025/10/abcdhe-4.jpg cleaning company https://ham.tw/3652/ 2025-10-02T13:33:04+00:00 weekly 0.8 https://ham.tw/wp-content/uploads/2025/10/image-9.jpg https://ham.tw/3650/ 2025-10-02T11:19:41+00:00 weekly 0.8 https://ham.tw/wp-content/uploads/2025/10/image-8.jpg https://ham.tw/3648/ 2025-10-02T04:30:05+00:00 weekly 0.8 https://ham.tw/wp-content/uploads/2025/10/image-6.jpg https://ham.tw/wp-content/uploads/2025/10/abcdhe-3.jpg office space https://ham.tw/3644/ 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